5.1 Kantoor Mr. van Zijl is obliged to insure itself in conformance with the rules of the Regulation on the Professional Liability of the Netherlands Bar Association and to remain insured against liability for damage resulting from failure to execute commissions, or from the incorrect, late or incomplete execution of commissions. On first demand from the client, Kantoor Mr. van Zijl will send a copy of the policy conditions of this insurance to the client free of charge.

5.2 The liability of Kantoor Mr.van Zijl for the compensation of damage suffered is limited to the actual amount to be paid out under the insurance referred to in 5.1, plus the amount of the excess. If for whatever reason no payment should be made under the insurance referred to under 5.1, any liability will be limited to the amount (excluding VAT and expenses) charged by the office Mr. van Zijl in the case in question.

5.3 Damage referred to in 5.1 and 5.2 also includes claims from third parties. The client explicitly indemnifies Kantoor Mr. van Zijl against such claims. This indemnity does not apply if the client is a natural person who does not practice a profession or run a business.